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Gedesco was founded in 2001 by Antonio Aynat and Javier García. Today, 20 years later , it is the leading non-banking financing company at the national level, located in the top 5 in the Valencian Community and the top 100 of Spanish companies in terms of turnover. Initially, its star service was the discounting of promissory notes , when large construction companies paid their suppliers in installments and they needed liquidity to continue growing. Year after year, the company has been incorporating financial products and digitizing its processes, thus becoming the fintech with the longest successful business history . 20th anniversary of the company On the occasion of the company's 20th anniversary, Benedicto Jiménez, commercial director of Grupo Gedesco , analyzes for Economía 3 the state of the financial company, its journey, services and future. Benedicto Jiménez joined the company in 2003. The last three years, as deputy commercial director, carrying out the launch of new products for financing companies' working capital and directing the sales team together with the commercial management.
Previously, he was territorially responsible for the Central Zone, where he created the current Madrid office, forming a team of 15 people. He has a degree in Business Administration and Management from the University of Salamanca , has a master's degree in Marketing from ICADE and is PDD from IESE. After 20 years, where is Gedesco? What would be the current photo of him? Gedesco continues to be the financial partner of thousands of companies. We have been incorporating financial products and digitizing our processes, both internal and customer-facing, thus becoming the fintech Phone Number Data with the longest successful business track record. «We start with the discount of promissory notes» Today the product with which we began our journey, the promissory note discount, is far away. Currently we finance the entire production process of companies with short, medium and long-term financing. Benedicto Jiménez, commercial director of Grupo Gedesco Explain to us how a company like yours is different from traditional financing. What differential value do you bring to your clients? The great value we offer is agility, both in the study and in the funding of operations. Through very simple and standard documentation we are able to structure financing that adapts to the needs of clients.
Beyond the economic-financial study that we do for the client, we provide solutions through their debtor portfolio. If it has high credit quality companies, the client has unlimited financing with us. Where is Gedesco currently present? We are present throughout the national territory and we have collaborating agents who offer our services. The importance of digitalization As I mentioned previously, the digitalization of operations allows us to cover 100% of the financial needs of all Spanish companies. Clients can request immediate financing through our Virtual Office, attach the documentation and have liquidity in a few hours. What role has Gedesco played during the pandemic supporting companies, SMEs and the self-employed? Has there been an increase in financing needs? Do you also foresee an increase in delinquencies? Every business has been affected to a greater or lesser extent and has had to resort to external funds to be able to face this health crisis. What companies have done during the pandemic is to ensure as much liquidity as possible and try to adapt.
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发表于 2023-12-2 14:31:08